Why are More People Applying for Personal Loans?

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WHY DO PEOPLE PREFER PERSONAL LOANS
There are many factors that make Personal Loans more attractive.
  • Easy to get: Personal Loans are easier to obtain than many other types of loans.
  • Flexible usage: You can use the funds in a variety of ways. You can use it to pay for a vacation or a medical emergency. You can use it to fund a wedding, renovate a house, and more.
  • Quick process: It can take as little as three days to get approval for a Personal Loan. Just make sure you have all the necessary documentation.
  • No collateral: Personal Loans are unsecured loans. In other words, they are not backed by any collateral. This helps reduce the documents required for your loan application or even the duration of the vetting process.
You can even apply for a PERSONAL LOAN from the convenience of your home. All you need to do is visit the lender’s website. An application for a Personal Loan from Bajaj Finserv , for instance, usually takes seconds for approval and you can get funds of up to Rs.25 lakh in as little as 72 hours.
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The bottom line
Personal Loans are popular today, but it is important that you opt for a professional lender to avail financing. Keep the various factors in mind when you apply for a Personal Loan and take the first step towards fulfilling your financial goals. (read more…)

BJP vs Kargil martyr’s daughter: Rijiju asks who’s ‘polluting’ her mind

Pratap Simha, BJP MP from Mysuru, compared her to dreaded gangster Dawood

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The campaign of Gurmehar Kaur a Kargil martyr’s daughter, against the Akhil Bharatiya Vidyarthi Parishad (ABVP) on Monday drew controversial reactions from Bharatiya Janata Party (BJP) leaders with Union minister Kiren Rijiju wondering who was “polluting” her mind and another comparing her with wanted gangster Dawood Ibrahim.

Pratap Simha, BJP MP from Mysuru, tweeted, “At least Dawood did not use the crutches of his father’s name to justify his anti-national stand.”

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His tweet came as Kaur’s campaign went viral online with her photograph in which she said, “Pakistan did not kill my father. War killed him.”

To mock her, Simha also posted a photograph showing Dawood with the message, “I didn’t kill people in 1993. Bombs killed them.”

Rijiju also took to Twitter to take a dig at her.

“Who’s polluting this young girl’s mind? Strong armed forces prevent a war. India never attacked anyone but a weak India was always invaded,” the minister of state for home affairs said.

Kiren Rijiju
@KirenRijiju
Who’s polluting this young girl’s mind? A strong Arm Force prevents a war. India never attacked anyone but a weak India was always invaded.
Kiren Rijiju
@KirenRijiju
Some people say they need Freedom in India. Listen to those people taking shelter in India after facing torture in neighbouring countries. 
Talking to reporters, he later said, “One should not say things which could demoralise the countrymen and the forces. Everybody has freedom but that does not mean that you raise slogans to weaken the country.”

The daughter of Kargil martyr Captain Mandeep Singh and a Delhi University student, 24-year-old Kaur had started a social media campaign “I am not afraid of ABVP” following the violence at Ramjas college. Her campaign has gone viral and received support from students across various universities.

“Everyone has right of views but she said Pakistan didn’t kill our brave martyr and India should shun war. India never perpetrated violence,” Rijiju said.

The Union minister of state for home said freedom of expression is not a licence to shout anti-national slogans in campuses. “Criticise the government but don’t abuse the motherland,” he said.

Nokia 3310 makes a comeback with 22 hours of battery life, dual sim

Price in India, other countries can fluctuate a little bit because of taxation and cost factors

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Finnish mobile device player Nokia is in reboot mode as it gets ready to bring to India its 17-year-old iconic Nokia 3310 handset for about Rs 3,500, along with its Android smartphones, next quarter.

“All the products that we have announced Nokia 3310, Nokia 6, Nokia 5 and Nokia 3 will be available in the second quarter of this year in India. Average global selling price for Nokia 3310 is 49 euros,” HMD Global Oy Chief Marketing Officer Pekka Rantala said.

HMD Global has licence to design and sell Nokia branded phones globally as well as use technologies developed by Nokia Corporation.

Also Read : Technology News, Latest Technologies, Products, Gadgets, Gizmos, Trends from India and the World

“Now, we are celebrating the new era of Nokia brand that is the reason we are with HMD Global. Let me also be very clear that we would not license the Nokia brand to just anybody. It means too much to us. We chose carefully. We looked at the market. We looked at Google to be our brand licensing partner which could do this for a long time,” Nokia President and CEO Rajeev Suri said.

HMD Global also unveiled Nokia 5 and Nokia 3 smartphones for 189 euros and 139 euros built on Google’s Android platform. The company has already been selling Nokia 6 in China. One model of Nokia 6 with 3 GB RAM and 32 GB internal storage will be retailed at around 229 euros and the other one with 4 GB RAM and 64 GB internal memory with support for external memory card will be available for around 299 euros.

Nokia 6 has 5.5-inch screen size, 8 MP front camera and 16 MP rear camera.

Nokia 3 and 5 have 2 GB RAM, 16 GB internal storage and support memory card of up to 128 GB.

The Nokia 3 smartphone sports 5-inch screen size, 8 megapixel camera in the front and back. Nokia 5 has a 5.2-inch screen, 8 MP front and 13 MP back cameras.

Rantala said the price in India and other countries can fluctuate a little bit because of taxation and other cost factors associated with individual countries.

Nokia 3310, known for its robustness, was the most widely used feature phone globally in 2000-05. It is estimated to have sold 126 million units globally when there were only a few countries with mobile networks. Read Full Story >>>

Oscars 2017: La La Land wins 6 awards

There was high drama when the award for best film was announced at the 89th Acacdemy Awards

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The 89th Academy Awards ceremony took place at Los Angeles earlier this morning. La La Land got 14 nominations, including thumbs up for Emma Stone, Ryan Gosling and Damien Chazelle. It bagged the Oscars 2017 in 6 of these categories, narrowly missing out on the award for the the best film. It won the awards for best director, best actress, best original score and best original song for City of Stars. Here are the details:

Best Director-Damien Chazelle

Damien Chazelle, the Hollywood wunderkind behind this year’s most loved movie “La La Land”, became the youngest filmmaker to win best director trophy at the 89th Academy Awards today. Six years in the making, it was a dream project for 32-year-old Chazelle who wanted to pay tribute to old Hollywood musicals with his LA-set story of ambition and romance. In his speech, Chazelle recognised his fellow nominees and his stars — Ryan Gosling and Emma Stone. He also paid tribute to his girlfriend Olivia Hamilton.

Best Song-Justin Hurwitz

Justin Hurwitz took home best song for his much-loved number ‘City of Stars’ and the enchanting soundtrack of “La La Land” at the 89th annual Academy Awards. The track, whose lyrics are by Benj Pasek and Justin Paul, features Ryan Gosling as an LA-based musician playing to the tunes of jazz and crooning, “City of stars… Are you shining just for me?… City of stars… There’s so much that I can’t see.”The track comes twice in the movie, at first with Gosling’s character Sebastin Wilder singing it longingly and the other time Mia, played by Emma Stone, humming it along with him.

Best actress- Emma Stone

Emma Stone danced her way to victory as she took home the best actress Oscar for her portrayal of Mia in Damien Chazelle’s soaring musical “La La Land”. The 28-year-old triumphed for the first time at Oscars defeating strong contenders like Isabelle Huppert (Elle), Ruth Negga (Loving), Natalie Portman (Jackie) and veteran actress Meryl Streep (Florence Foster Jenkins).

Stone’s performance, as an aspiring actress working as a barista in a cafe, in the film was praised for being superbly smart, witty and vulnerable. Read More

Also Read About Oscars Awards 2017 :

Oscars 2017: Politics takes centre stage, Trump in the spotlight

Oscars 2017: Best foreign language nominees show true diversity of cinema

Oscars 2017: Dev Patel loses best supporting actor award to Mahershala Ali

Why La La Land worked better than anyone dreamed

Sena steady, BJP makes big gains, Congress decimated in Maha civic polls

Shiv Sena is leading in 84 seats, BJP 80, while Congress 31 in BMC

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The ruling Shiv Sena appeared all set to retain control over the BrihanMumbai Municipal Corporation (BMC), India’s biggest and richest civic body, election officials said on Thursday.

The Bharatiya Janata Party (BJP) was pushed to a distant second slot in Mumbai in the civic body elections held across Maharashtra.

Of the 227 BMC seats, the Sena led in 84, still short of the 114 needed for a simple majority.

The BJP had won 80 seats while the Congress was at a distant third with 31 seats to its credit.

The Maharashtra Navnirman Sena (MNS) was poised to win 10 seats, the Nationalist Congress Party (NCP) eight and the All Indian Majlis-e-Ittehadul Muslimeen four.

Stunned by the outcome, Mumbai Congress president Sanjay Nirupam offered to resign from the post.

Buoyed by its imminent victory in Mumbai, Shiv Sena supporters celebrated across Mumbai.

The BMC had an annual budget of Rs 37,000 crore in 2016-17. Read more

Also Read:

BJP sweeps Maha civic polls 2017, neck-to-neck with Shiv Sena in Mumbai

BMC polls: No clear verdict but BJP makes big gains

BJP’s win in civic polls a mandate on transparency and note ban: Fadnavis

BharatQR, UPI, BHIM, NUUP: How these digital payment apps, services work

The growth of digital payment services is fueled by introduction of apps and services by the NPCI

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As India leaps toward a digital economy, the adoption of digital payment platforms is on the rise as well. Before the demonetisation drive, which started on November 8, 2016, there were a handful of digital wallet services — PayTm, FreeCharge and MobiKwik. But, none of them offered comprehensive digital payments structure and had their own limitations.

As the government shifts focus toward cashless society, it also pushed a bouquet of digital payment options in the form of apps and USSD services like BharatQR code, Unified Payments Interface (UPI), BHIM app, and National Unified USSD Platform. These services were introduced alongside existing banking services such as internet banking, mobile banking and immediate payment service (IMPS).

Let’s take a look at these digital payment options and how they function:

BharatQR code

BharatQR code is a National Payments Corporation of India (NPCI) and payments companies, Mastercard and Visa led initiative to enable digital payments without card or card swiping machines.

Quick response (QR) codes carry certain information that could only be decoded with the help of a QR code scanner and that is exactly what BharatQR code does. Banks have been integrating BharatQR services to their existing mobile apps and therefore no extra app or service is required to exercise BharatQR. (more)

Snapdeal orders mass lay-off; FreeCharge to be sold for $300 mn

Founders forego salary

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Once a success story of the burgeoning start-up ecosystem, Gurgaon-based online marketplace Snapdeal on Wednesday said it would cut more jobs, stop paying its founders and sell its digital wallet FreeCharge.

Co-founder Kunal Bahl, in an email to employees on Wednesday, finally accepted tough decisions— including letting go of people and a full pay cut for him— are being taken. It has also put on sale FreeCharge and is in talks with Naspers, the South Africa-based internet group, to sell it for $300 million.

“We are combining teams, reducing layers, eliminating non-core projects and strengthening the focus on profitable growth. Sadly, we will also be saying really painful goodbyes to some of our colleagues in this process. This is, by far, the hardest decision we have ever taken,” said Bahl.

Though the company refused to divulge the exact number of people to be sacked, sources close to the development said 800 employees would be laid off over the next few days. Sources confirmed 100 were asked to go on the day itself, within a few minutes of Bahl’s email.

“By the time we finished reading the mail, HR (human resource) called us to their office. They said we would get three months of severance pay. We said yes, as that was the only option on the table,” said an employee who was sacked on Wednesday.

According to sources, employees from marketing, ad-tech, category, digital marketing, engineering team, catalogues, have all been asked to leave. Bahl and his co-founder Rohit Bansal said they will not take pay henceforth.

Read Full Story >>>